Conversation starters for Mother’s Day

If you’re trying to make conversation on Mother’s Day, try sprinkling some of these facts
into the discussion:

• One of the earliest celebrations of mothers in recorded history comes from ancient
Greece, when a spring festival was dedicated to Rhea, the mother of the gods.

• A Russian woman in the 18th century is said to have given birth to the most children.
She was the wife of Feodor Vassilyev, and she produced a total of 69 children, including
16 pairs of twins, seven sets of triplets, and four sets of quadruplets. Of those, 67 are
said to have survived infancy.

• The first woman to give birth in the White House was Martha Randolf, daughter of
President Thomas Jefferson, on Jan. 17, 1806.

• The first woman to give birth in an airplane was Mrs. T.W. Evans on Oct. 28, 1929, over
Miami.

• In 340 B.C., Aristotle observed that dolphins gave birth to live young that were
attached to their mothers by umbilical cords. For this reason, he considered dolphins
and related creatures to be mammals. Biologists agreed with him—24 centuries later.

─── ･ ｡ﾟ☆: *.☽ .* :☆ﾟ. ────── ･ ｡ﾟ☆: *.☽ .* :☆ﾟ. ─── ･ ｡ﾟ☆: *.☽ .* :☆ﾟ. ────── ･ ｡ﾟ☆: *.☽ .* :☆ﾟ.

Real Estate Keeps on Giving …and Giving …and Giving…

We make investments so that we have money to live on throughout our lives. Especially in retirement and old age, you want to benefit from the investments you made in early life and live off their return without having to worry about your finances. Smart decisions in early life are supposed to set you up to live comfortably when you make it to retirement.

The problem with investment options like RRSPs and mutual funds is that they deplete over time. As you use them, they will eventually run out of money. Not only are you depleting them by taking money out of them to live on, but you’re also taxed on the money you take out until there’s nothing left. Before you know it, your investment is gone. So, what was the point?

These programs are based on the assumption that you’ll be willing to live “under your means” in later life; it puts the impetus on you to reduce your quality of life in old age in order to save money and be able to afford to live during your retirement years. 

After you’ve worked hard your entire life, you deserve to retire comfortably without having to pinch pennies or stretch your investments to their last dollar.

Unlike tax deferred savings programs, real estate investments don’t deplete — they keep on giving. That’s why they’re the best investments to make throughout your life so that you don’t have to worry about money when it comes time to retire.

The best thing about real estate is that it appreciates in value. In many places, a $30,000 home in 1967 might now be worth over a million dollars. The longer you hold on to real estate, the more it’s worth. That means you can access that equity in later life and use it tax free to help support your retirement lifestyle.

Additionally, as you pay down the mortgage or financing on the property, your cash flow increases. Not only is the value of your investment appreciating the longer you have it, but you’re also getting to keep more money in your pocket once you’re no longer paying the bank.

You’re also able to pass on your investment properties to family, loved ones, or other heirs after you pass away. The intergenerational benefit of real estate means that your investment is safe and beneficial even after you’re gone.

If you don’t want to live a limited lifestyle in retirement, real estate is the best way to invest for your future. Why worry about your finances after you’ve worked so hard to support yourself for your entire life? Let your real estate investments do the work for you.

KENDAL

A LAUGH OR TWO FOR GOOD MEASURE

HELPFUL LIFE HACK #2

WHY INVEST IN REAL ESTATE?

Ability To Leverage Funds

When investing in real estate you probably can’t afford to buy properties in full. After all, that single-family home you plan to rent might cost $200,000 or more. That’s where leverage comes in. Leverage in real estate means you’re using other people’s money to purchase properties. In this case, you’ll take out loans from banks, mortgage lenders or credit unions and pay them back over time. This allows you to add to your real estate holdings without spending the full amount of money you’d need to buy them on your own.